At Belleglade, we offer affordable lease option programs that make it possible to live in the home of your dreams even if you’ve been turned down before.
There are a number of mobile home lenders who specialize in lending on manufactured homes located within mobile home communities where the borrower owns only the home and not the land. They offer the “Personal Property Lending” or “Chattel Lending” for buying a mobile home.
Mobile Home Lenders
Mobile Home Insurance
With any mortgage or lease program, they generally require you maintain full home-owner’s insurance coverage on your home.
Insuring a mobile home is much like insuring a site-built home. You’ll need coverage for both your home and your belongings or home contents. Don’t forget to obtain extra coverage for specialty items like jewelry and electronics. One home insurance expert told us a good rule of thumb is anything that has a value of over $100 a pound should have separate coverage, known as a “rider.”
These companies have a history of offering products designed for mobile homes.
This list of mobile home lenders and insurers is provided for your convenience and inclusion here should not be taken as a formal endorsement by Iron Horse Belleglade, LLC. Nor is it to be considered an exhaustive list of every mobile home lender or insurer.
We encourage all homeowners to do their own research and choose carefully when working with any lender or insurance company.